Merchant Services for Modern Businesses.

Merchant Services POS Terminal

Accept Payments

In-Person

Serve your customers better with secure, easy-to-use hardware.

Point of SalePoint of SaleSmart TerminalSmart Terminal
Accept Payments In-Person
Online Payments

Receive

Online Payments

Expand your business reach with secure digital payments.

E-Commerce PaymentsE-Commerce PaymentsMobile PaymentsMobile PaymentsRecurring PaymentsRecurring Payments

Unlock Significant Savings
With PayToMe.

Experience transparent and competitive pricing that supports your business's
success—no batch fees, no monthly charges, and no hidden costs!

Why Choose PayToMe for Merchant Services

Our payment solutions help make your processes easier and improve the customer experience.

Transparent, Pay-As-You-Go Pricing

No monthly or batch fees, and no confusing statements.

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Transparent, Pay-As-You-Go Pricing

Scalable Merchant Account Setup

Our merchant account structure adapts to your business growth.

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Scalable Merchant Account Setup

Trusted Payment Facilitator

We're a full-service payment facilitator, offering streamlined merchant onboarding.

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Trusted Payment Facilitator

Built to Support You

Get real help from individuals who understand your business and payment needs.

All-in-One Merchant Solutions

Gain full access to powerful tools and technologies the moment you activate your PayToMe merchant account.

Virtual Terminal

Virtual Terminal

Easily process credit card and ACH transactions through a secure browser-based interface for phone orders and invoicing.

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Point of Sale (POS)

Point of Sale (POS)

Sleek hardware and intuitive software simplify in-person sales, from receipts to tips, enhancing every transaction in your store.

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Mobile Card Readers

Mobile Card Readers

Accept payments anywhere with our compact card readers, supporting tap, chip, and swipe transactions on smartphones and tablets.

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Smart Card Readers

Smart Card Readers

Advanced card readers with built-in screens for contactless, chip, and swipe payments, ideal for countertop and mobile payment setups.

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Online Payment Gateway

Online Payment Gateway

Integrate seamlessly with your e-commerce platform to accept secure online payments, including credit cards, digital wallets, and more, all from your website or app.

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Mobile POS App

Mobile POS App

Transform your smartphone or tablet into a mobile POS system with PayToMe's app to accept payments, track inventory, and manage your business on the go.

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Frequently Asked Questions

PayToMe offers full-featured merchant accounts with no monthly fees, transparent pricing, and live support. Our solutions are easy to set up and scale with your business.

No. You can use your existing business bank account. We deposit your funds directly.

Most businesses can start processing payments within 24–48 hours after account approval.

Yes. Our platform supports credit/debit card transactions as well as ACH payments, helping you reduce costs and increase flexibility.

You can choose from several hardware options, including smart POS terminals and mobile readers. These can be purchased directly during setup.

Start Accepting
Payments Today

Launch your merchant account in just minutes and gain access to the tools you need to run your business better.

Get started for free